Understanding PPACA reporting requirements

Very few of us are ready for the new PPACA reporting requirements. Many of us are aware that reports are due at year end, but haven’t even looked at the rules. Should we be concerned? The answer depends upon your company size and how your organization funds its group health benefits. What are we talking about? […]

Labor sets rules on mandatory retirement enrollment

The Department of Labor has sent proposed rules that would make it easier for states to mandate enrollment in retirement savings plans for workers without access to programs in the private sector. The Office of Management and Budget noted it received the rule, titled “Savings Arrangements Established by States for Non-Governmental Employees,” but the content […]

New IRS rule penalizes small businesses for helping employees

A recent press release from the National Federation of Independent Business (NFIB) noted that, “Under Obamacare, individuals face a penalty for not buying health insurance. But now, even small businesses that choose to jump through hoops to help workers pay for healthcare costs could pay penalties.” In the past, business owners who did not offer […]

Open enrollment season even less popular than tax time

Maybe open enrollment season needs its own holiday, representational character, costume and home decorating theme. Despite  all the effort made by employers, insurers and human resources professionals, the gut feeling has been that open enrollment season is unpopular has been hard to shake. Now, we have a survey that quantifies just how much folks don’t celebrate […]

The growth of telemedicine

Telemedicine is becoming a hugely popular health care product, and a great way to connect doctors and medical facilities with patients. Although many people are still not familiar with its application or availability, the medical community is acutely aware of the cost savings and efficacy of providing direct access between the healer and the sick. […]

401(k) plan money market fund changes are coming

Commentary: Earlier this year BlackRock, the largest asset manager in the world, announced that it would follow Fidelity and Federated in making changes to its money market fund offerings. These changes are in response to Securities and Exchange Commission reform rules announced during the summer of 2014. Is your money market fund affected? Probably. The new […]

ACA News: Subsidy refresher – who’s eligible and how they work

Open enrollment, the time to sign up for a 2016 health care plan starts November 1, 2015 and ends January 31, 2016. For those employees who will have to buy coverage on their own, instead of getting it through an employer, knowing how subsidies work can help them protect their health and savings. They also need to […]

Mobile health market to explode by 2020

The global mobile health market has been the darling of forecasters for some time now, as they see everything from medical video applications to monitors and health-related mobile apps surging as the population ages. But can an annual growth rate of nearly 50 percent be sustainable? Yes, insists new data from Grand View Research—and it will drive […]

Avoiding FMLA interference claims: Walking a fine line between permissible, impermissible comments

Commentary: When it comes to Family and Medical Leave Act (FMLA) leave, not all comments are treated equally. Some comments may discourage an employee from using FMLA leave, thereby interfering with the employee’s FMLA rights and creating employer liability. In contrast, other comments from supervisors may be viewed as completely permissible requests and do not […]

What to know about proposed overtime changes

Human resource professionals already have had several changes to absorb during a short holiday week, and yet another is in the works. The U.S. Department of Labor has proposed raising the annual salary level at which overtime pay kicks in from $23,300 to $50,440. The proposal is subject to a 60-day review period before a final […]