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Terms & Conditions

Terms & Conditions

Terms & Conditions

Effective Date: June 17, 2026
Last Updated: June 17, 2026

Welcome to Franchise Benefit Solutions (“Company,” “we,” “our,” or “us”).

These Terms & Conditions (“Terms”) govern your use of our website, including https://abfranchisebenefits.com/, and any content, features, resources, forms, or materials made available through the website.

By accessing or using this website, you agree to these Terms. If you do not agree, please do not use the website.

1. Website Purpose

This website is provided for general informational and business development purposes. Franchise Benefit Solutions provides benefit strategy, plan design, administrative support, compliance-related resources, enrollment support, and benefit management solutions for franchise brands, franchise operators, employers, and related organizations.

The information on this website is intended to help visitors learn more about our services. It does not create a client, advisor, broker, fiduciary, consultant, or professional relationship unless and until a separate written agreement is entered into.

2. No Legal, Tax, Insurance, or Benefits Advice

The information provided on this website is for general informational purposes only and should not be considered legal, tax, insurance, accounting, human resources, ERISA, compliance, or benefits advice.

Benefit programs, insurance plans, employment practices, and compliance obligations vary based on many factors, including location, employer size, workforce structure, plan type, carrier requirements, and applicable federal, state, and local laws.

You should consult qualified legal, tax, insurance, benefits, or compliance professionals before making decisions based on information found on this website.

3. No Guarantee of Results

We may describe strategies, services, resources, or potential benefits related to benefit programs, cost containment, administration, enrollment, communication, or compliance support.

However, we do not guarantee:

  • Specific cost savings
  • Particular plan pricing
  • Carrier approval
  • Employee participation levels
  • Compliance outcomes
  • Tax results
  • Coverage availability
  • Claim outcomes
  • Any specific business, financial, or operational result

Any examples, case studies, testimonials, or service descriptions are for illustrative purposes only and may not reflect your specific circumstances.

4. Eligibility to Use the Website

This website is intended for use by individuals who are at least 18 years old and who are accessing the website for lawful business or informational purposes.

By using the website, you represent that you are legally able to agree to these Terms.

5. User Submissions

You may have the ability to submit information through contact forms, consultation requests, email links, or other website features.

By submitting information to us, you represent that:

  • The information is accurate to the best of your knowledge
  • You have the right to provide the information
  • Your submission does not violate any law or third-party rights
  • You are not submitting confidential, sensitive, medical, financial, payroll, or employee-specific information through general website forms unless we specifically request it through a secure approved process

We reserve the right to disregard, delete, or decline to respond to submissions that are incomplete, inappropriate, unlawful, misleading, or unrelated to our services.

6. Sensitive Information

General website forms should not be used to submit sensitive personal, medical, payroll, insurance claim, dependent, Social Security, tax, or financial information.

If sensitive information is required for benefit enrollment, administration, compliance, or related services, it should only be submitted through the secure system or process specifically designated for that purpose.

We are not responsible for the security of sensitive information submitted through unauthorized or general website communication channels.

7. Intellectual Property

All content on this website, including text, graphics, logos, icons, images, videos, downloads, designs, layouts, button names, page structure, and other materials, is owned by or licensed to Franchise Benefit Solutions, AB Franchise Benefits, or its content providers.

You may view and print website content for your own internal business or informational use. You may not copy, reproduce, modify, distribute, publish, sell, license, display, or create derivative works from website content without our prior written permission.

Unauthorized use of our name, logo, branding, content, or materials is prohibited.

8. Permitted Use

You agree to use this website only for lawful purposes. You may not:

  • Attempt to gain unauthorized access to the website or related systems
  • Interfere with website functionality or security
  • Use automated tools to scrape, copy, harvest, or index website content without permission
  • Upload or transmit malicious code, viruses, or harmful files
  • Misrepresent your identity or affiliation
  • Submit false, misleading, or fraudulent information
  • Use the website in a way that violates applicable law
  • Use website content to compete with us or mislead others about our services

We reserve the right to restrict, suspend, or terminate access to the website at any time.

9. Third-Party Links and Resources

This website may include links to third-party websites, platforms, resources, benefit providers, carriers, enrollment systems, scheduling tools, video platforms, or other external services.

Third-party websites and services are not controlled by us. We are not responsible for their content, accuracy, availability, privacy practices, security, or terms of use.

Your use of third-party websites is at your own risk and subject to the terms and policies of those third parties.

10. Website Availability

We make reasonable efforts to keep the website available and functioning properly. However, we do not guarantee that the website will be uninterrupted, error-free, secure, or available at all times.

We may update, modify, suspend, or discontinue any part of the website at any time without notice.

11. Accuracy of Information

We aim to provide accurate and current information, but we do not warrant that website content is complete, accurate, current, or free from errors.

Benefit-related rules, insurance products, compliance requirements, carrier offerings, and regulations may change. Website content may not always reflect the most current developments.

You are responsible for verifying information before relying on it.

12. Disclaimer of Warranties

The website and all content, materials, and resources are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and security.

We do not warrant that the website will be free of viruses, malware, errors, interruptions, or harmful components.

13. Limitation of Liability

To the fullest extent permitted by law, Franchise Benefit Solutions, and their owners, officers, employees, contractors, partners, affiliates, representatives, and service providers will not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to:

  • Your use of the website
  • Your inability to access the website
  • Reliance on website content
  • Errors, omissions, or inaccuracies in website content
  • Third-party websites or services
  • Unauthorized access to or use of submitted information
  • Any decision made based on website materials

This limitation applies even if we have been advised of the possibility of such damages.

14. Indemnification

You agree to indemnify, defend, and hold harmless Franchise Benefit Solutions, AB Franchise Benefits, and their owners, officers, employees, contractors, partners, affiliates, representatives, and service providers from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable attorneys’ fees, arising out of or related to:

  • Your use of the website
  • Your violation of these Terms
  • Your submission of false, misleading, unlawful, or unauthorized information
  • Your violation of any law or third-party rights
  • Your misuse of website content or materials

15. Communications

By submitting a form, requesting information, or contacting us through the website, you consent to receive communications from us related to your inquiry, our services, or potential business relationship.

You may opt out of marketing communications by following unsubscribe instructions where provided or by contacting us directly. We may still send non-marketing communications related to active inquiries, services, or legal obligations.

16. Privacy

Your use of the website is also governed by our Privacy Policy, which explains how we collect, use, and protect information.

Please review the Privacy Policy carefully before using the website or submitting information.

17. Governing Law

These Terms are governed by the laws of the State of Michigan, without regard to conflict of law principles.

Any disputes arising from or related to these Terms, the website, or your use of the website shall be handled in the state or federal courts located in Michigan, unless otherwise required by law.

18. Changes to These Terms

We may update these Terms from time to time. When we do, we will update the “Last Updated” date above.

Your continued use of the website after changes are posted means you accept the updated Terms.

19. Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect.

20. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Franchise Benefit Solutions
Website: https://abfranchisebenefits.com/
Email: info@franchisebenefitsusa.com
Phone: 248-851-3606
Mailing Address: Telegraph Road, Ste 403
Bingham Farms, MI 48025