News

Proposed rate increases for 2016 health insurance coverage that a dozen carriers will sell on Covered California’s state-run exchange will be just 4% compared to the 4.2% rise approved for 2015. The recently announced statewide weighted average was hailed as a dramatic departure from annual double-digit rate increases in the state’s individual health insurance market […]

“Um, yeah, I’m gonna need you to go ahead and come in on Saturday to work on those TPS reports…” Bill Lumbergh, the infuriatingly low-key taskmaster in the movie “Office Space” is actually one of the more benign manifestations of the Boss from Hell. But whether it’s a hot-headed screamer, a back-stabbing manipulator, or the […]

What’s in it for me? This may be the most common question employers ask their human resources professionals about voluntary benefits, and it also may be the first question HR people ask their broker. Brokers should have a ready answer. “There are many advantages to including voluntary benefits in an employer’s portfolio of benefits offered to […]

Proponents of the Patient Protection and Affordable Care Act can say the law is controlling health insurance costs all they want. But it seems employers do not agree. Nearly all employers — nine in 10 — say they’re facing increases in the premiums they pay for employee health plans, with nearly 25 percent of employers seeing […]

In the wake of the health care reform, alternative funding solutions for health benefits continue to gain traction among small to mid-size groups. Pending changes to small group rules in January 2016 are driving demand for the funding solutions. Most prominently, groups with 50-100 employees will be subject to community rating legislation that governs how […]

Do you sometimes wonder if our society has made substantial progress over the last 20 years in routing factual information into the hands of educated consumers? While we can point to areas of vast improvement in certain markets, other areas leave us scratching our heads. One of those is the realm of the Affordable Care […]

Opponents of the Patient Protection and Affordable Care Act are hoping the third time is the charm. Although the Supreme Court has twice upheld central features of President Obama’s signature health law in landmark decisions, conservative activists are still hopeful that another one of their legal challenges will get a day in front of the […]

The federal health insurance marketplace may have issued subsides to persons not eligible to receive them during the first open enrollment period, a new report from the Department of Health and Human Services’ Office of the Inspector General has found. To verify the information of an applicant’s eligibility for a qualified health plan and potential […]

Employer branding should make your company stand out from the competition. When you’re seeking high-quality talent for your company, you can’t rely only on the appeal of a specific role to get the results you need. Your business should also be a place where people truly want to work. An employer brand is a powerful […]

Vision and dental benefits can be harnessed to play a larger role in employee health than the sum of their parts. That’s due in part to the fact that many people find visiting a medical doctor intimidating, but have no qualms about having an eye exam or dental check-up and cleaning. “The mouth is the […]